Establishing Trust in a Gold IRA: How to Vet a Precious Metals Dealer - money.com

The gold IRA space gets flooded with questionable operators every time we hit new highs. At $4544 gold, everyone's suddenly a precious metals expert. Real dealers have been around through multiple cycles, not just since 2020. Check their BBB ratings, but more importantly, look at their spreads and storage fees. Many IRA companies push numismatics with 30-40% markups when you should be stacking bullion. The legitimate players offer competitive pricing on American Eagles and buffalos, transparent fee structures, and segregated storage options. Physical possession beats any IRA setup, but if you're going the retirement route, stick with established firms that were operating when gold was under $1200.